In today’s cashless economy, credit cards have become indispensable tools, offering the convenience of cashless transactions and empowering users with increased purchasing power. Axis Bank, one of India’s leading private sector banks, provides a variety of credit cards tailored to meet diverse financial needs. Familiarising yourself with the process of making Axis Bank credit card payments and accessing your credit card statements is essential for managing your finances effectively.
Mastering Axis Bank Credit Card Payments: A Step-by-Step Guide
As an Axis Bank credit cardholder, knowing how to efficiently handle your card payments is key to maintaining financial discipline and avoiding late payment penalties. Here’s a step-by-step guide to help you navigate the Axis Bank credit card payment process:
1. Net banking:
Axis Bank’s net banking platform is a convenient way to pay your credit card bill. Start by logging into your Axis Bank net banking account. Then, navigate to the ‘Payments’ tab and select ‘Pay Bill.’ Add your credit card as a beneficiary, enter the payment amount, and confirm the transaction. This method ensures that your payment is processed quickly and securely.
2. NEFT/RTGS/IMPS:
Another reliable method for paying your Axis Bank credit card bill is through NEFT, RTGS, or IMPS. To do this, use your credit card’s IFSC code, UTIB0000400, and enter your 16-digit credit card number as the account number. This method allows you to transfer funds from any bank account to your Axis Bank credit card, making it a flexible option for payment.
3. Auto-debit facility:
For those who prefer a more automated approach, the auto-debit facility is an excellent option. By linking your Axis Bank savings or current account to your credit card, you can set up a predetermined amount to be automatically debited towards your credit card bill on the due date. This ensures that your payments are always made on time, without the need for manual intervention.
4. Mobile banking app:
Axis Bank’s mobile banking app offers another convenient way to make credit card payments. Simply log into the app and navigate to the ‘Credit Card’ section, where your payable amount will be displayed. Confirm your payment, and the amount will be debited from your registered bank account. This method is perfect for those who prefer managing their finances on the go.
Accessing your Axis Credit Card statement
Managing your finances involves more than just making timely payments; it’s also crucial to regularly review your credit card statement. Your Axis Bank credit card statement provides a detailed breakdown of your outstanding balance, recent transactions, and any charges incurred. Here’s how you can easily access your Axis cc statement:
1. Online banking:
To view your credit card statement online, log into your Axis Bank internet banking account and navigate to the ‘Credit Card’ section. From there, select the ‘e-statement’ option and choose the month for which you want to view the statement. This feature allows you to stay on top of your spending and monitor your credit card activity regularly.
2. Mobile banking app:
Accessing your credit card statement via the Axis Bank mobile banking app is straightforward. Simply open the app, go to the ‘Credit Card’ section, and select ‘e-statement’ to view your statement. This method provides quick access to your financial information anytime, anywhere.
3. Email statement:
Axis Bank also automatically sends your monthly credit card statement to your registered email address. This option ensures that you have a digital copy of your statement for easy reference and record-keeping.
Utilising the BBPS Platform on Bajaj Finserv
In addition to the payment options offered by Axis Bank, you can also use the Bharat Bill Payment System (BBPS) available on Bajaj Finserv to make your Axis Bank credit card payments. BBPS, developed by the National Payments Corporation of India (NPCI), is an integrated online platform that allows you to pay various bills, including credit card bills, through a single window.
To use BBPS for your Axis Bank credit card payment, visit the Bajaj Finserv website and select ‘BBPS.’ Choose ‘Credit Card’ under ‘Bill Type,’ and then select Axis Bank from the drop-down menu. Enter your credit card details and the payment amount and choose your preferred payment method whether it is a debit card, credit card, net banking, or UPI. Once the payment is successful, you will receive a confirmation message along with a transaction ID for future reference.
The BBPS platform on Bajaj Finserv offers a secure, convenient, and user-friendly experience for managing your credit card payments. It also provides real-time updates on your payment status, making it easy to track and manage all your bills from one central location.
Conclusion
Axis Bank provides a seamless and efficient process for credit card payments, along with easy access to your credit card statements. By familiarising yourself with these processes, you can maintain better control over your finances, ensuring timely payments and avoiding unnecessary charges.
As the digital landscape continues to evolve, it is important to take full advantage of the tools and platforms available to simplify your financial management. Whether you are making payments through Axis Bank’s net banking, mobile app, or the BBPS platform on Bajaj Finserv, these options offer a level of convenience and security that makes managing your credit card easy and hassle-free. Now is the time to leverage these technological advancements and enjoy the benefits of streamlined, digital financial management.
